Welcome to the eShika Payment Processor that interconnects financial services in Ghana to the global payment services and online. The eShika processor enhances the use of eCommerce services in Ghana by empowering merchants, credit/debit card issuers (Banks) and card holders with new media technologies.See the eShika Function. The service securely interconnects to international payment processors for processing international credit card transactions and also makes available a native eShika card for use by card holders at merchant locations in real time. The service enables SME merchants to accept all international credit cards and eShika at lower costs The service also enables participating Banks' card to be accepted at merchants and also on the Internet The novel eShika Architecture